In today’s fast-paced world, the need for fast and reliable financial services has become more important than ever.
From unexpected medical bills to unplanned home repairs, there are many situations where you might need to access funds quickly. This is where Zekka Loans comes in.
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Why Choose Zekka Loans?
Zekka Loans was created with the goal of providing users with a reliable and worry-free way to access money when they need it most. With Zekka Loans, you can borrow up to Ksh 80,000 and complete the application in just three easy steps.
The platform allows you to easily obtain loans without needing to go out or provide any mortgage or prepayment fees. Zekka Loans insists on not making high-interest loan products as the bottom line, and provides high-quality, low-interest loan products specifically for users.
One of the main advantages of using Zekka Loans is that you can apply for a loan and have the funds deposited into your account on the same day.
You don’t need to provide any guarantees or collateral to access the loan. The app offers very low loan interest rates, so you can borrow with confidence and without worrying about high repayment amounts.
Zekka Loans is suitable for people with various financial needs. If you need working capital, credit card, medical treatment, travel, children’s school fees, or daily necessities, Zekka Loans can help.
Whether you are a mother with childcare responsibilities, an undergraduate student facing life pressures, a self-employed businessman, or a low-income worker, you can access the loans you need easily.
Features of Zekka Loans
Zekka Loans offers several features that make it an excellent option for anyone looking for a reliable lending platform. Here are some of the key features of the app:
- Apply Online at Any Time: Zekka Loans is available 24 hours a day, so you can apply for a loan at any time. The application process is entirely online and requires no face-to-face interaction.
- Easy to Use: The app is easy to use and requires just one click to apply. Once you have submitted your application, you will receive a response quickly.
- Low Interest Rates: Zekka Loans offers very low interest rates, making it an affordable option for anyone who needs to borrow money.
- Convenient Repayment: Repaying your loan is easy with Zekka Loans. You can operate online or offline and repay anytime, anywhere.
Product Introduction
To ensure that the loan products are affordable and accessible, Zekka Loans has specific guidelines on the loan amount, loan term, and interest rates. Here are some of the product details you should know:
- Age: Over 18
- Loan Amount: KSh 1,500.00 – KSh 12,000.00
- Loan Term: 91 days (shortest, including renewal time) – 365 days (longest, including renewal time)
- Interest Rate: Maximum interest rate is 18% per year, 0.05%/day
For example, if you choose a loan limit of KSh 2,000.00 with a period of 120 days, the total interest you will pay will be KSh 120.00. The monthly interest to be paid will be KSh 30.00.
The monthly repayment bill, including principle and interest, will be KSh 530.00. The total repayment bill, including principle and interest, will be KSh 2,120.00.
These rates are reasonable and affordable, ensuring that borrowers are not overwhelmed with high repayment amounts.
Activities to Reduce Loan Pressure
Zekka Loans understands that repaying loans can be stressful for borrowers, and to ease this burden, the app offers activities that help to reduce the loan pressure.
For instance, Zekka Loans provides a newcomer’s big gift package where you can log in to the app and get a coupon worth Ksh 120. This is a fantastic offer that can reduce your loan pressure significantly.
Convenient Repayment Method
Repaying loans is a crucial part of the lending process, and Zekka Loans ensures that the repayment method is convenient for borrowers.
The app supports multiple channels for repayment, such as convenience stores, bank transfers, and online banking repayments. You can use any of these channels to repay your loan, making it easy and convenient to manage your finances.
Contact Zekka Loans
If you encounter any problems while using Zekka Loans, you can always reach out to the app’s customer service. The online service is available from 8 am to 5 pm, Monday to Saturday.
You can also reach out via phone or email for assistance.
The customer hotline is +254207903685, and the email is help@zekkaloans.co.ke.
You can also visit the Zekka Loans website at https://www.zekkaloans.co.ke for more information.
Conclusion
In conclusion, Zekka Loans is a reliable and convenient lending platform that offers affordable loan products to borrowers. The app is easy to use, and the loan application process is entirely online, making it accessible to anyone with a mobile phone.
Zekka Loans offers low-interest rates, and the repayment method is convenient, making it an excellent option for anyone looking for a reliable lending platform. If you need to access funds quickly, Zekka Loans is a great option to consider.