In today’s fast-paced world, we need everything to be quick and convenient. This is especially true when it comes to our finances.
We all have emergencies that need immediate attention, and sometimes, we don’t have the luxury of waiting for our next paycheck. This is where Senti comes in – a free mobile application that allows you to loan money anytime and anywhere.
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Fast and Easy Process
One of the things that make Senti standout among other loan applications is its easy and fast process. All you need to do is sign up and apply for a loan.
Once your application is approved, the money will be sent directly to your M-Pesa account. You don’t need to go to a physical branch, and there’s no need to submit tons of paperwork. Everything can be done remotely, saving you time and effort.
Senti also offers flexible payment options. You can pay off your loan within 120 days of disbursement, and you can make full or partial payments as long as you arrange it on or before your due date.
You can pay the loan via Senti M-pesa paybill number 517910
- Go to M-PESA in your Safaricom menu on your phone
- Select Lipa na M-PESA
- Choose Paybill
- Enter the Senti Paybill number 517910
- For account number, enter your M-Pesa number on which you received your FlashPesa loan
- Enter your repayment amount
- Enter your M-PESA pin
- Confirm that all details are correct and press ‘OK’.
You can apply for a fresh Senti loan immediately after you repay the outstanding loan.
This gives you the freedom to choose a payment plan that suits your needs and financial capability. It’s important to note that you can be penalized for late payments, so make sure to settle your dues on time.
Considerate Financing Options
Senti takes your financial standing into consideration before approving your loan. This means that you can select the loan that covers your needs and the right amount you can pay off comfortably.
The app charges a one-time service fee of 10-15% on your principal loan, which you can repay together with your monthly dues.
Senti offers a microcredit application, which means your credit limit can increase over time as long as you maintain a good record of paying on time.
It’s important to remember that while Senti offers convenience and fast solutions to your financial needs, it’s still a loan that needs to be paid off. Always make sure that you borrow only what you need and that you can afford to pay it back.
Accessibility and Limitations
One of the limitations of Senti is that it can’t be accessed via USSD code. This means that you need to have a stable internet connection to ensure that each transaction you do pushes through.
However, this also means that you can access Senti anytime and anywhere, as long as you have an internet connection.
Conclusion
Senti is a mobile application that offers an easy and fast solution to your financial needs. With its flexible payment options and considerate financing, you can borrow money that covers your needs and that you can pay off comfortably.
Always make sure to settle your dues on time to avoid penalties and maintain a good record of paying on time. While there are limitations to the app, the convenience and accessibility it offers make it a reliable option for those in need of immediate financial assistance.