Accessing loans has always been a tedious process that involved lengthy paperwork and multiple visits to the bank. However, with the introduction of mobile loan apps, accessing loans has become much easier and convenient.
Scoppe is one such loan app that offers quick and easy access to mobile loans in Kenya. In this article, we will explore the features of Scoppe, how it works, loan rates and fees, privacy and permissions, and how to contact them.
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Features of Scoppe Loan App
Scoppe is a loan app that allows you to access loans on the go. It comes with several features that make it an excellent option for people who need quick access to loans.
Exquisite and Simple Design
Scoppe boasts a beautiful and straightforward design that makes it easy to navigate. Its simple interface ensures that users can easily find their way around the app, making it easy to apply for loans.
Knowledge of Loan Application Status in Seconds
With Scoppe, you do not have to wait for days to know the status of your loan application. Scoppe loan app provides instant feedback on your loan application, letting you know whether your loan has been approved or not.
Loan Directly to Your Mobile Money Account at Any Time of Day
Scoppe allows you to access loans at any time of the day. The loan is disbursed directly to your mobile money account, which means that you can access the funds instantly.
Availability of Credit History Dashboard
The app comes with a credit history dashboard that allows you to track your loan history. You can monitor your loan payments, view your outstanding loans, and plan your finances accordingly.
Credit Benefits Analysis
Scoppe provides a credit benefits analysis that allows you to understand your credit score and how it affects your loan application. You can use this analysis to improve your credit score and increase your chances of getting approved for a loan.
How Scoppe Works
To use Scoppe, you need to log in using your Facebook or Google account. Once you are logged in, you will be required to scan your National ID or travel passport and input your phone number.
Your loan application will be processed upon accepting the Terms and Conditions.
Scoppe loan app offers a flexible repayment schedule that is generated by the system. The minimum repayment period is 60 days, while the maximum repayment period is 100 days.
The maximum Annual Percentage Rate is 196.56%. There is no onboarding fee, and late fees are a one-time fee of 5% of the principal amount borrowed.
For instance, if you borrow KES 500 for 60 days, you will be required to pay an interest of KES 150, making the total amount to be paid KES 650. If you fail to pay on time, a penalty fee of KES 25 is applied, making the total amount to be repaid KES 675.
Privacy and Permissions
When you download Scoppe, you will be required to accept their terms and conditions and grant them permission to view your contacts, SMS, and other data to verify your identity, create a credit score, and facilitate the processing of your mobile loan application.
Scoppe takes your privacy seriously, and they will never share or disclose your personal information with anyone unless you grant them permission. They will also not sell your data to third parties.
Contact Scoppe
Scoppe loan app has a customer care team that is always ready to help. The terms of use and privacy policy for the app are available on the app.
You can contact Scoppe via email at customercare@paddymicro.com or by calling them on 0707 000 222.
You can also find them on Facebook and follow them on Twitter at https://twitter.com/scoppe_ke.
Conclusion
Scoppe loan app is an excellent option for people who need quick access to mobile loans. It comes with several features that make it easy to use, and its simple interface ensures that users can easily navigate the app.
With Scoppe, you can access loans at any time of the day, and the loan is disbursed directly to your mobile money account.
The app also provides a credit history dashboard that allows you to track your loan history and a credit benefits analysis that helps you understand your credit score.
If you are in need of a mobile loan, consider using Scoppe loan app for a quick and convenient loan application process.