Are you in need of a personal loan in Kenya? Look no further than Haki Money Loan App! With Haki Money, you can access loans ranging from KSH10,000 to KSH300,000 with flexible repayment periods of 3 months to 24 months.
This user-friendly loan app provides a hassle-free borrowing experience with attractive interest rates, minimal documentation, and quick disbursal.
Let’s delve deeper into the features, eligibility criteria, and security measures of Haki Money Loan App.
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Loan Amount and Repayment Terms
Haki Money Loan App offers a wide range of loan amounts to suit your financial needs. You can borrow anywhere from KSH10,000 to KSH300,000.
The repayment period is flexible, allowing you to choose a tenure that suits your financial situation, ranging from 3 months to 24 months.
Interest Rates and Processing Fees
The Annual Percentage Rate (APR) for loans through Haki Money Loan App varies between 3.5% and 12% per annum. The exact interest rate you will be charged is determined based on your risk profile.
It’s important to note that processing fees range from 1% to 3% of the loan amount, depending on the specific loan product you choose.
Transparent Loan Calculation Example
Let’s consider an example to understand the cost of borrowing through Haki Money Loan App.
Suppose you decide to borrow KSH50,000 with an APR of 12% and a tenure of 120 days. Here’s how the calculations would look:
- Interest on the loan: 50,000 x 12% / 365 x 120 = KSH1972.6
- Processing fee: 50,000 x 2% = KSH1000
- Total cost of the loan: KSH2972.6
After deducting the processing fee, the total loan amount disbursed will be KSH49,000. The total amount you need to repay will be KSH50,000.
This translates to monthly repayments of KSH12,500 over a 4-month period.
Eligibility Criteria for Haki Money Loan App
To be eligible for a loan through Haki Money Loan App, you need to meet the following criteria:
- You must be a resident of Kenya.
- You should have a valid bank account.
- You must be at least 18 years old.
- You need to provide valid identification documents.
- You should have a consistent monthly source of income.
By meeting these eligibility requirements, you can unlock the potential of Haki Money Loan App and gain access to the funds you need.
Haki Money Loan App Features
Haki Money Loan App strives to provide a convenient and user-friendly borrowing experience. Here are some notable features of the app:
- Simple to use: Haki Money Loan App has a user-friendly interface, making it easy for anyone to navigate and apply for a loan.
- No bank credit card required: You don’t need to have a credit card from a traditional bank to access loans through Haki Money. This makes the app accessible to a wider range of individuals.
- 24/7 access: The app is available for use 24 hours a day, 7 days a week. You can apply for a loan anytime and anywhere, providing you with the flexibility and convenience you need.
- High loan approval rate: Haki Money Loan App boasts a high loan approval rate, giving you confidence that your loan application will be processed efficiently.
- Quick loan approvals: Once your loan application is submitted, Haki Money aims to disburse the funds within 48 hours, ensuring you receive the money you need in a timely manner.
Security Measures
Haki Money Loan App takes the security of your personal and financial information seriously. The app ensures the following security measures:
- SSL encryption: All transactions carried out through Haki Money Loan App are secured via SSL encryption. This ensures that your data is protected during transmission.
- Secured connections: All data is transferred over secured connections, minimizing the risk of unauthorized access or interception.
- Strict data encryption: User information is strictly encrypted, and Haki Money promises not to disclose any personal privacy information to third parties. Your information will only be evaluated for your personal loan eligibility and will never be used for any other purpose.
With these robust security measures in place, you can rest assured that your personal and financial information is safeguarded when using Haki Money Loan App.
Contact Haki Money Loan App
For any queries or further assistance, you can reach out to Vibhere Finance Pvt Ltd, the organization behind Haki Money Loan App, using the following contact details:
- Email: HakiMoneyservice@outlook.com
- Mobile: +254 758576852
- Address: Ogilgei market, MXWQ+G5H, Nakuru, Kenya
- Working hours:
- Monday to Friday: 9:00am to 6:30pm
- Saturday – Sunday: 10:00am to 6:00pm
Conclusion
Haki Money Loan App is a reliable and convenient personal loan solution in Kenya. With its wide range of loan amounts, flexible repayment terms, attractive interest rates, and quick disbursal, Haki Money is a trusted partner for your financial needs.
By meeting the eligibility criteria and following the user-friendly application process, you can access funds quickly and efficiently. Download the Haki Money Loan App today and experience the convenience of borrowing in the palm of your hand.