Are you in need of financial assistance but find the process of applying for a loan daunting? CreditKes is the solution you need.
CreditKes is an online loan platform designed for Kenyan citizens that provides a convenient, secure, and accessible way to obtain a loan.
In this article, we will discuss CreditKes, its features, eligibility criteria, and steps to apply for a loan.
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Why Choose CreditKes?
CreditKes is an online loan platform that provides a 100% online process, meaning you can apply for a loan from anywhere and at any time.
The platform provides access to loans 24×7, and the application process is straightforward and fast. Additionally, CreditKes offers high initial loan amounts and long loan tenures to accommodate your financial needs.
One of the most attractive features of CreditKes is that unsuccessful loan applications do not incur any fees. This means that you can apply for a loan without the fear of losing money in the process.
Moreover, CreditKes provides high-quality services to ensure that your loan application journey is a pleasant one. There are no membership fees, origination fees, rollover charges, or transaction fees.
Eligibility Criteria
To be eligible for a loan from CreditKes, you must meet the following criteria:
- Be a Kenyan citizen
- Be between 18-60 years old
- Have a regular source of income
If you meet these criteria, you can apply for a loan and get financial assistance when you need it.
Interest, Penalty, and Loan EXP
CreditKes offers loans ranging from Kes. 2,000 to Kes. 100,000 with a loan tenure of 91 days to 365 days. The Annual Percentage Rate (APR) can go up to 30%, and the service fee ranges from 5% to 20%, depending on your credit history.
To help you understand how much you will pay for a loan, let us consider an example. Suppose you borrow Kes. 20,000 with an interest rate of 20% per annum and a tenure of 180 days.
With a service fee of 6%, you will have to pay Kes. 1973 in interest and Kes. 1200 as a service fee, making a total of Kes. 23,172. You will then have to pay Kes. 3862 monthly for six months.
Penalties are only charged when you delay your scheduled payments. Therefore, it is advisable to pay your installments on time to avoid additional costs.
How to Apply for a Loan on CreditKes
Applying for a loan on CreditKes is a straightforward process. Follow these steps:
- Download the CreditKes App from the Google Play Store and install it on your mobile device.
- Register for an account using your mobile number.
- Fill in your basic details.
- Submit your application. If approved, you will receive an SMS notification, and the loan amount will be disbursed into your MPesa account.
Contacting CreditKes
If you have any questions about using CreditKes, you can reach out to the customer service team via email at AbdulRaheem0209@yahoo.com. You can also visit their address at Metrovilla Buru phase 2 House 10.
Conclusion
CreditKes is a reliable and convenient loan platform that provides access to loans 24×7. With its user-friendly interface, anyone can apply for a loan from anywhere, anytime.
The platform’s attractive features, including no fees for unsuccessful applications, make it an excellent choice for anyone seeking financial assistance.
Eligibility criteria are simple and easy to meet, and applying for a loan is a fast and straightforward process. With high initial loan amounts and long loan tenures, you can get the financial assistance you need to achieve your goals.
CreditKes also provides clear information on interest rates, penalties, and loan expenses, ensuring that you understand what you are signing up for.
CreditKes is committed to keeping your personal data safe, ensuring that you have a secure loan application experience. If you are a Kenyan citizen in need of financial assistance, CreditKes is the perfect platform for you. Apply for a loan today and get the financial support you need to achieve your goals.