Centenary microenterprise services Ltd (CEMES) is a Kenyan microcredit organization that has been providing financial services to the bottom of the pyramid population since March 2011.
The company’s mission is to enhance financial inclusion and support individuals in fighting poverty. To achieve this, CEMES has developed various products, including the CEMES Loan App, aimed at improving the customer experience and simplifying access to credit.
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Why Choose CEMES?
CEMES has over ten years of experience in the microfinance industry, providing specialized knowledge in micro-credit to adequately serve the MSME market’s needs.
The company has over 100 dedicated employees who care about creating a remarkable customer experience.
Some of CEMES’s Relationship Officers have been serving small business owners for the last seven years, indicating the company’s commitment to customer satisfaction.
Moreover, CEMES has expansive industry knowledge, having been among the first companies in Kenya to offer mobile lending combined with relationship management.
The company also has strong backing from leading Telco companies in Kenya, further cementing its reputation in the industry.
What Does CEMES Do?
CEMES offers several products aimed at enhancing financial inclusion and supporting micro-enterprises.
These include Credit Ease, Medicare Credit, Micro-Franchising, and Dairy Value Chain Finance.
Credit Ease
The CEMES Credit Ease product is designed to simplify entrepreneurs’ access to alternate sources of capital to fund their enterprises effectively.
The company acknowledges that the problems MSMEs face in obtaining loans originate from distinct issues extending beyond the current economic context.
Therefore, the product focuses on micro-enterprises, enabling CEMES to discover specific challenges and develop business solutions that simplify entrepreneurs’ access to capital.
Medicare Credit
The high cost of medicine and health services is a significant deterrent to lower-income people accessing quality healthcare services, with the bulk of the poor living in rural places.
CEMES Medicare Credit product is designed to provide medical credit to microentrepreneurs and persons living at the bottom of the economic pyramid.
This product provides a lifeline to individuals who would otherwise not access quality healthcare services due to their financial status.
Micro-Franchising
Micro-franchising is a replication of business concepts at the grass-roots level aimed at alleviating poverty. Unlike franchising, which mainly benefits the affluent, micro-franchising benefits the poor.
CEMES Micro-Franchising product is designed to reduce poverty by developing and delivering robust, established businesses that enhance the earning potential of micro-franchisees.
Dairy Value Chain Finance
Milk has numerous health benefits, including strengthening bones and teeth. However, African small-scale dairy farmers face multiple obstacles, including a lack of verifiable income information and improper weighing techniques.
CEMES Dairy Value Chain Finance product is designed to support small-scale dairy farmers by providing financial services that would otherwise be inaccessible.
CEMES Loan App
CEMES understands that financing should be easy for its customers. That is why the company offers mobile lending through the CEMES Loan App, enabling small business owners to apply for loans quickly from anywhere at any time.
The app is user-friendly and easy to navigate, simplifying the loan application process. Additionally, the app provides access to all of CEMES’s products, including Credit Ease, Medicare Credit, Micro-Franchising, and Dairy Value Chain Finance.
Contacts
To access CEMES products and services, customers can contact the company through various channels. These include:
- Email: info@cemesltd.co.ke
- Phone: +254797333888
- Office Address: Wing 2, 11th Floor,One padmore place, Georges Padmore Lane, Kilimani
- Website: https://cemesltd.co.ke/index.html
CEMES’s customer support team is available to answer any queries customers may have regarding their products and services.
The company has made it easy for its customers to access financing by developing the CEMES Loan App, which simplifies the loan application process.
Conclusion
CEMES has been providing financial services to the bottom of the pyramid population for over ten years. The company’s mission is to enhance financial inclusion and support individuals in fighting poverty.
CEMES has developed various products, including the CEMES Loan App, aimed at improving the customer experience and simplifying access to credit.
The company has extensive industry knowledge and strong backing from leading Telco companies in Kenya, further cementing its reputation in the industry.
CEMES’s commitment to customer satisfaction is evident through its dedicated employees who have specialized knowledge in micro-credit and have been serving small business owners for the last seven years.
The company has developed various products aimed at enhancing financial inclusion and supporting micro-enterprises, including Credit Ease, Medicare Credit, Micro-Franchising, and Dairy Value Chain Finance.
The CEMES Loan App is a user-friendly mobile lending platform that simplifies the loan application process, providing access to all of CEMES’s products and services.
Customers can access CEMES products and services through various channels, including email, phone, office address, and website. Overall, CEMES has made it easy for its customers to access financing, supporting micro-enterprises’ growth and enhancing financial inclusion in Kenya.