The overdraft facility has grown from a simple way for shoppers to borrow money to a crucial source of short-term financing that is helping Kenyans in many different industries.
With Fuliza, you can use your Mpesa account as collateral to have access to larger loan lines. The overdraft option is now available to people of all socioeconomic backgrounds, from mama mboga’s to C-suite professionals.
Kenyans have been hit hard by the covid19 outbreak; at times, it’s so bad that they can’t even afford to buy airtime. At the same time, it’s possible that you’ve Fulizad a certain sum, rendering your Mpesawallet empty.
The good news is that Safaricom now allows Fuliza clients, within their credit limit, to purchase airtime even if they have an outstanding Fuliza loan. Safaricom has teamed up with Tupay and Pesa Pal so that customers may quickly and easily purchase airtime for their Safaricom or Airtel mobile phones.
Contents
Fuliza’s step-by-step guide on buying Safaricom airtime
Instead of M-pesa’s standard method of purchasing airtime, the paybill option will be used while purchasing safaricom airtime. The standard M-pesa paybill fees will be applied to the purchase.
- Go to the M-Pesa menu
- Select the Pay Bill option
- Dial-in the business number which is 737 373
- Enter your number as the account number
- Choose the amount of Safaricom Airtime you wish to buy
- Enter your PIN and click send
- You will be prompted to check the details of the transaction for 25 seconds
- Choose option 1 to Fuliza to pay for the transactions
Mpesa will send you a message confirming the Fuliza transaction information, and Safaricom will send you a message verifying the credit top-up.
Fuliza’s easy steps to buying Airtel airtime
Fuliza now supports M-pesa, so Airtel customers can continue to use it to top up their phones. Airtel’s call costs are far lower than Safaricom’s, therefore it’s no surprise that many Kenyans have multiple phone lines. Many individuals prefer Airtel since their data plans are less expensive compared to those of safaricom.
Airtel’s coverage isn’t quite as extensive as Safaricom’s, so you may encounter interruptions when making calls or using the internet in certain areas. Follow these simple instructions to add money to your Airtel account via Fuliza. Where applicable, there will be a paybill fee.
- Go to the M-Pesa menu
- Select the Pay Bill option
- Enter Pay Pal business number 220 220
- Enter your phone number as the account number
- Choose the amount of Airtel Airtime you wish to buy
- Enter your PIN and click send
- A pop-up message will appear indicating that you have insufficient funds and asking if you want to access Fuliza to finish the transaction.
- Choose option 1 to Fuliza to pay for the transactions
Mpesa will send you a message confirming the Fuliza transaction details, and Airtel will send you a message verifying the credit top-up.
Conclusion
Having access to a high limit on the Fuliza loan facility is a huge help in times of need. Many Kenyans, however, are unaware that they may get credit through Fuliza and keep making that crucial call.
Besides Tupay Technology and Pesa Pal, there are additional vendors that offer airtime via paybill; nevertheless, their prices may be higher.